All posts by Streetwise

John Harrison's Success Secrets

Now I Want To Win The Lottery

Saturday 18th January 2020 .

You’ve been reading my column’s for a little while now, so I think I can trust you with one of my more embarrassing confessions. I’ve not really told anyone about this, for fear of ridicule, but I spoke to someone the other day, who made me feel better about it. So here it is… 

I don’t want to win the Lottery!

There, I’ve said it. 

I tell people that I don’t do the Lottery because it’s a ‘Numpty Tax’ and there’s little chance of winning. Both of these things are true of course, but the real reason is that I don’t want to win. I’ve always had a vague idea of why I don’t want to win, but a conversation with Geoff Thompson, brought it into sharper focus last week ~ and maybe even gave me cause to change my mind. 

Conversations with Geoff can be strange affairs. He’s a man of very diverse talents and interests and so you find yourself jumping from progress on his latest film, to religious philosophy, to how to render an attacker unconscious…all within the space of a few minutes. 

Anyway, Geoff was telling me about a friend of his who is struggling for money at the moment. The friend said what a lot of people say in such circumstances: “I could do with a bit of luck – I wish I could win the Lottery”. Geoff’s reply (he was in philosophy mode now, not ‘break-yer-neck’ mode) was… 

“Don’t wish for some luck – wish for a journey.” 

As soon as he said it, I realised why I don’t want to win the Lottery – because when you do, it takes you straight to the destination without going on the journey. And it’s only by going on the journey and experiencing the highs, lows, successes and failures along the way, that you can really appreciate the destination. 

It’s pretty well-documented that very few big football pools and lottery winners are any happier after the win than they were before it – and maybe that’s the reason. Because the destination is nothing without the journey, and a big win robs you of the journey. 

If I were to win a ‘life-changing’ amount of money, I think it would diminish the journey I’ve travelled thus far, and demotivate me from embarking on the journeys I’ve plan to make in the future. And that’s another important point that ‘winners’ rarely seem to grasp… 

Once you’ve arrived at one destination, it’s vital that you immediately embark on another journey. The journey is the thing. There’s no ultimate destination ~ not in this life at least. 

Having thought about this a little more (as you probably realise this book is just a vehicle for clarifying my thoughts…you’re just here to be an unpaid counsellor and nod in the right places) I think that maybe I would like to win the Lottery after all. 

You see, if you have the right mindset, winning £20 million or so doesn’t really rob you of future journeys, it just opens up wider opportunities for the journeys you’re able to make. It means changing your plans ~ stepping out of your comfort zone and into new arenas. It means abandoning your planned journey, and finding a new one… 

And all without the metaphorical kick up the backside that needing to put food on the table provides. 

I think I’m up to the job, and would certainly be prepared to take the risk of giving it a try. So now it’s just a case of winning the money… 

Does anyone know how to buy a ticket? 

 John Harrison

Business Tips, Advice, & Ideas

It’s Been A Good Month For…

An anonymous gold prospector has found the UK’s largest ever gold nugget. The 121.3g (4.2oz) lump, which is in two pieces that fit together like a jigsaw, was discovered at the bottom of a Scottish river using the technique of “sniping” – lying face down in the water wearing a diving mask, snorkel and dry suit. The previous record holder is the 85.7g Douglas Nugget, discovered in 2016 using the same technique.

Storm Atiyah helped UK wind farms generate almost 45% of Britain’s electricity on a Sunday last month. Customers on some smart-energy tariffs were even paid to use the excess. Octopus Energy paid 2,000 customers 5.6p for every kilowatt-hour used in certain overnight periods.

IT’S BEEN A BAD MONTH FOR …

Boris Johnson had to shave £400,000 off the asking price of his former marital home when he sold it recently. The four-bedroom, five-storey end-terrace in Islington, which he shared with his second wife, barrister Marina Wheeler, was put on the market in May for £3.75m, but eventually sold for £3.35m. The pair bought it in 2009 for £2.3m and will share the proceeds of the sale.

Thousands of small businesses could be plunged into debt after the collapse of a dubious digital advertising scheme. They signed up to lease screens displaying advertisements, with the revenue from these expected to cover their monthly payments. The advertisements did not appear and the agency went bust, but the contract they signed means the lease payments must still be made for three years.

Motivational Quote Of The Day

“Whatever you want to do, do it now. There are only so many tomorrows.

michael landon.jpg

Michael Landon

Alternative   
Quote Of The Day

“Age is strictly a case of mind over matter. If you don’t mind, it doesn’t matter.” 

jack benny.png

Jack Benny

Perfect Porridge

I don’t make porridge very often these days, and one of the main reasons is that I rarely get it right. I can’t be bothered measuring out the ingredients and so it ends up either the consistency of lumpy milk or lightly set cement.

One solution of course is the pre-measured satchets you can buy now, but they are expensive and it doesn’t help with the milk. Porridge-eating entrepreneur Tim Evans has come up with a different solution. He’s just launched his first product, the Oats Made Easy Porridge Bowl which takes the hassle out of the process.

The idea is remarkably simple. The bowl has two lines marked in ceramic pen one for the level of oats and the other for the level of milk. Just pop in the ingredients, stick it in the microwave and you have perfect porridge every time.

Today’s National Day   

compliment.jpg

NATIONAL COMPLIMENT DAY!  

PUBLISHERS NOTICE

__________________________________________________

I Have Some Very Good News…

Financial trading can be very complicated, or it really
can be as simple as this: 

1. Load up a piece of bespoke software  
2. Set up some simple checks and balances
3. Let it loose on the markets
4. React to some
5. Collect your profit! 

…And Repeat

You can now get on the inside and start profiting from this straight away. To find out how visit:


www.streetwisenews.com/wizard 

Notice Board

Christmas & New Year Update

Our office will be closed Monday 24th December 2018 and will reopen Wednesday 2nd January 2019.

Our online ordering service is still available or alternatively you can use our 24 hour hotline on 01709 361819.

If you have a product you wish to return please use the following address:

Streetwise Publications Ltd
Eden House
Genesis Park
Sheffield Road
Rotherham
S60 1DX

If you any other queries you can email admin@streetwisepublications.co.uk our admin team will deal with your queries once we are back on the 2nd Janauary.

Thank you.

Merry Christmas and Happy New Year from everybody at Streetwise Publications!

Notice Board

Before and After

Are you sceptical of all those ‘before and after’ pictures in diet and exercise programme ad’s?

I know I am!

It’s usually obvious that the photo’s have been taken years apart or in radically different poses or in flattering clothes or ‘trick’ lighting or using fake tan or the subjects have had some ‘chemical help’ or…well you get the idea. And so we’ve never taken any or used them in advertisements.

But just last week, we received some totally unsolicited ‘before and after’ photo’s from a guy who was just delighted to share the progress he’d made in 12 weeks using our Vince Graham Programme.

Take a look by visiting:

www.streetwisenews.com/Vince

Bear in mind these are totally genuine photo’s taken by a 58 year old man at home to catalogue his own progress. No fancy lighting, clothes or anything like that.

See what you think.

We were really impressed here. And if it can work for him, it can work for you too.

Notice Board

FREE Daily Newsletter

To receive FREE copies of John Harrison’s daily insider online newsletter along with news and updates on the very latest money making news and publications simply email:

editorial@streetwisepublications.co.uk

With your name and email address. Please quote ‘BULLETIN’ in the subject box.

You can unsubscribe at and time. You are always in control. For full details of our data and privacy policy click here

Notice Board

Where Do You Invest Your Money, John?

It’s a fair question isn’t it? We send you a wide variety of investment and moneymaking opportunities. But when the chips are down, where do I put my money?

Well the truth is that I try to spread it quite widely to minimise risk and also to take timescales into account – some cash I’ll need today, some next month, some next year, and some (God willing!) not for many years to come. And so I have property investments, stocks and shares investments, bonds investments, business investments, speculative investments…and good old-fashioned cash.

I like to have a reasonable amount of relatively liquid funds and for the past few years that’s been a problem. Last week The Bank of England raised interest rates by a quarter of one percent – the first rate rise for a decade. If that rise has filtered through into deposit rates, I’ve yet to see it, but returns from bank and building societies have been pitiful in recent years. You’re lucky to get 1%.

A couple of years ago, that caused me to start looking at peer-to-peer lending. I opened accounts with a number of companies and started lending money out at anything from 3% to 8.5% per annum – much better than the rates on offer regular institutions. On the whole, the experience has been excellent. My returns from the cash I had sitting earning next to nothing in bank accounts has gone through the roof, and any risks there are have been mitigated by spreading funds.

But it isn’t for everyone (or it wasn’t!) because there can be drawbacks:

1. Entry requirements can be prohibitive

Some peer to peer lenders require that you self-identify as a high net worth individual. That means an income of over £100,000 a year or assets in excess of £250,000, which rules out most of us.

2. Security can be less than perfect

To my mind, the best loans to invest in are those secured by property. Property values are relatively stable, so if the loan is secured against a property at a maximum of 70% LTV, there should always be plenty of security there if the borrower defaults.

However, some companies lend to individuals on an unsecured basis, and others lend to businesses, secured on the assets of the business. Neither offer the same level of security as property and so headline rates can be eaten into by defaults.

3. Company websites can be complicated

Sometimes it’s hard to see exactly what’s going in or what you’re investing in, and the nature of the loans you’re investing in, isn’t really clear.

4. Some loans can be long term

I don’t like to tie my money up for more than a year. Some companies specialism in loans of 3 to 5 years, meaning you can’t get your hands on your money if you need or want it quickly.

Now if you’re a millionaire, happy to tie your money up for several years and can spread your money wide enough to take the rough with the smooth, none of this is a deal-breaker. As I said before, I’ve done very well out of peer-to-peer lending. But what if you just want a reasonably secure home for your nest egg, where you can invest small amounts quickly and simply…and get better returns than most of the other companies out there…and way more than the banks or other regular financial institutions?

Just recently I discovered a company called Kuflink, and have already started moving a lot of my peer to peer lending in their direction. Let me tell you why I like it…

  • All loans are secured against property at a very comfortable loan to value, so risks are relatively low, and there is ample coverage should anyone default. No one has yet.
  • Loans are typically for 12 months or less, so you have fast access to your funds.
  • The website is simple and easy to use. You can be up and running and investing in 15 minutes.
  • Investment clarity. You can see exactly which property loan you’re investing in, read the valuation reports and see the actual property. You could even go a stage further and see it if you wanted to!
  • The company put their own money on the line by investing 20% in each loan first.
  • Returns are between 6.5% and 7.2%.
  • Authorised by The Financial Conduct Authority.

And the icing on the cake? You don’t need to be a millionaire (or anything like it) to invest and start benefiting. You can open an account with as little as £100 and start investing with that.

I’ve looked at over a dozen peer to peer lending sites and invested in at least six. In my opinion, Kuflink offers the best combination of returns, security, clarity and simplicity for anyone who has a bit of spare cash languishing in a bank account and wants a better return without undue risk or effort, or tying their money up for several years.

I now have a substantial five figure sum invested through Kuflink and expect that to rise to six figures over the next few weeks.

Here’s a link to some more information. http://join.kuflink.co.uk/refer/

I’m not authorised to give you any kind of financial advice – I’m just giving you my opinion and telling you what I’m doing – but if you have any questions about my personal experience with Kuflink or any of the other peer to peer lenders, just drop me an email.

Notice Board

Try Harder, Streetwise!

It isn’t very often that we get ‘told off’ for not selling something hard enough, but it just happened! A couple of days ago, we received the following email from a guy who bought one of our products.

Now I have to admit that we haven’t put a great deal of effort into selling this of late – mainly because we tend to focus on other subject matter these days. But Roy’s email reminded me how good this is and howa it can solve the biggest problem which a lot of people have these day.

Anyway, here’s what he said…

“Dear Streetwise

I purchased the Vince Graham programme about 6-8 weeks ago and I do not say this lightly this programme has changed my life. Let me explain. 6-8 weeks ago I was almost 3 stone overweight, so I thought if Streetwise sell a Health and Fitness programme it must be good. Since starting the programme I have lost almost 1 stone in weight, I have more energy than ever, I have gone from 37 inches around the waist to 34 inches and my body shape has totally changed and I am way more healthier thanks to the supplement that came with the programme (Super Foods That Burn Fat). Now I am eating way more healthier foods.

I will be sending the before and after pictures of what I looked liked before I started the Vince Graham Programme at the end of the month because I gave the programme 3 months to see if I could get results. I started to see a change within the first month and that is what made me carry on and now I am obsessed with it, I cannot get enough of this programme.

I think that the Vince Graham programme is more than excellent value for money, it is life changing.

I think that the directors at Streetwise need to take a look at this programme and market the programme more, Surely a programme like this must be out in the general public`s hands. I am sure that this program can help so many people and there is nothing more important than your health.

I have one tip for any of your customers that buy this product in the future. You only need to do the 7 minutes a day to get results, that’s it, 7 minutes a day to change your life for the better. For less than the price of my local gym`s membership for a month that is what I mean by more than value for money.

I had been meaning to buy this product years ago and I did not purchase the programme because of the title The Vince Graham 7-minute A Day Miracle Body Sculpting Programme, I thought 7 minutes you are not going to do a lot in just seven minutes a day. How wrong was I.”

– Roy Hutchinson

There….we’ve been told, and I’m taking action!

Take a look at what all the fuss is about (and what other people have said) by clicking here.

As Roy said, there really is nothing more important than your health. Without it, we have nothing.