Tag Archives: Business Advice

A Simple Method To Build A Passive Income

I’ve just watched an interesting video by a guy called Kam, about AI created content and copyright laws in the US.

What I found most interesting was the story of Kam’s previous money making adventures.

He previously made a lot of money by publishing content which was either in the public domain (copyright protection had elapsed) or that could not be protected by copyright.

Cooking recipes and instructions cannot be copyrighted in the US as they are basically a list of ingredients.

Kam made a lot of money by simply collecting recipes for various foods, pizza and Mexican foods etc, and then published them as eBooks on Amazon.

Cooking instructions can be copyrighted here in the UK apparently, but I am not sure to what degree that covers.

According to a quick search on Google:

Ideas, procedures, methods, systems, and processes are not copyrightable (e.g., the list of ingredients for recipes are not copyrightable, but the recipes’ instructions are protected).

In the US, copyright covers ‘human expression’ which means how the instructions and recipe is written and delivered.

Human expression is basically ‘creation’ such as creating music, creating art, creating a piece of writing.

But just like a list of ingredients, cooking instructions are also a vital part to the science of cooking and baking.

So I think the instructions such as ‘mix in the bowl until firm’ and ‘put into a pre-heated oven for 45 minutes at 225 degrees’ is not going to be copyrighted and I doubt you will land in trouble if you wrote simple instructions like that without any extra ‘expression’ or story.

If someone wrote ‘my grandma would put it in a hot oven for 45 minutes at 225 degrees’ and you wrote the same, then yes, you are infringing on copyright.

As for the instruction itself, baking a cake requires the mixture of ingredients being put into an oven and heating through at a specific temperature for a specific set time.

It is a scientific process, that is a fact… and you cannot copyright fact.

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So I am not fully sure what is meant when they say ‘the recipes’ instructions are protected’, but I am going to say that it refers to more individual preference and the way the instruction is written rather than the actual instruction itself.

Another thing Kam said he published which I found interesting, was old comics that were in the public domain.

Comics and books written before the copyright laws changed giving long term protection, had to have their copyright protection updated after a while and many people/companies didn’t bother to update the protection on books and comics that where were no longer being published and sold.

Back in those days, books and comics were physical items which needed to be printed and distributed to shops. Unless they were incredibly popular and reprinted every few years, most books and comics were a one-time product.

So you can understand why companies didn’t renew copyright protection on books and comics that they hadn’t been actively selling for many years.

Also, many publishers closed down and so there was no company to renew the copyright on the books and comics they published.

Kam sourced classic comics that were out of copyright protection, scanned them and had them made into digital editions which he sold on Amazon.

He made a lot of money doing this.

I have talked about this before.

Publishing content that has no copyright protection is a profitable business model, as long as you publish stuff which people want to read.

However…

You are no longer selling to a small local community like the high street shops of yesteryear, you are now selling to people globally and because of that, you can find more than enough people who would be interested in buying things that are not deemed popular.

One person in your town may be interested in brass rubbings, but globally, there may be a few thousand who might be interested in buying an old book on the subject… I say might, I’m not suggesting you try it.

People love to consume and enjoy content and it doesn’t matter if that content is old.

People today still enjoy the works of Shakespeare and Dickens, and there’s nothing new about their stories.

The BBC has just made a new – and controversial – adaption of Dickens’ Great Expectations starring the wonderfully talented Olivia Coleman.

Old is not necessarily bad… old can be incredibly profitable.

Learn more here:

Public Domain Profits

Kind regards.

John Harrison.

PS…Even if you don’t use the original ‘as is’, you can take the original idea and concept and create something new based on it.

One of our team has been watching yet another television adaption of the classic H.G. Wells War of the Worlds story on the Disney+ channel starring Gabriel Byrne and Daisy Edgar-Jones… the story was originally published in 1898.

Here’s that link again:

Public Domain Profits

The Overlooked Secret To Success

I was talking to a friend recently about impatience, and how it can be harmful to a person’s success.

We were talking about how most people want things ‘right now’ and are unable to defer gratification.

I am in the business of selling information that can change people’s lives if they correctly follow what they are shown.

Sadly, a lot of people don’t follow what they are shown because they want to get results faster than what is expected.

The only thing that happens fast when people cut corners or improvise is they fail and quit.

Success needs time to grow.

It is like a tree.

A 400 year old oak tree looks magnificent as it proudly stands tall with its thick branches reaching far and wide.

But 400 years ago, it was just a small acorn. So small it would fit in your hand along with many other acorns.

During the conversation, my friend said people should think of success and wealth as televisions shows, films, music albums and books.

I asked him what he meant and he said:

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“Whenever you see people being interviewed about their latest television show, film or book they have published, it is past history to them.

“The world might be enjoying the hype around it now; people may be avidly reading or watching the show as soon as a new episode has been released, but for the actors, writers, musicians, and anyone else who was part of the creation process, they have moved on. They finished the work a year or two ago and are working on something new.

“You can be sat glued to the telly, completely enthralled at the action unfolding in the new drama on the BBC, but it’s already a year or two old.”

My friend was right, the biggest dramas, the latest box-office smash movies, the latest bestselling novel and the number one selling (or is that downloaded these days?) album that is causing a massive stir in society right now, are old.

They are last year’s work.

Celebrities can be out doing interviews for their work a year or two after it was finished and have moved onto new projects.

It’s possible that some actors have finished several films and television shows before they are out on the road promoting a film they worked on a year or two previously.

I know that we live in a world which glorifies fast massive success, those stories need telling and sharing, but for the most cases, success happens after a period of incubation.

Success comes once the work is finished and the marketing starts.

A buzz needs to be created.

People need to be told about the new album, film, book or drama.

Why am I telling you this?

Because I want you to understand that when you have finished creating a product like an eBook, a training course, or even started to follow a specific trading system, success will not happen right away… and that is ok.

It is only natural.

It is part of the process.

Yes, of course you would love to start making £1,000 a week in passive income as soon as you get started… but I’m sure you wouldn’t object to waiting a few months or even a year for that to happen.

Would you?

You shouldn’t really as it is the natural flow of success.

Product/project first – incubation period (marketing/growth) – Success.

You have to get started first.

The greatest actors spent many years in the wilderness before stardom called.

Every minute spent working on their craft took them closer to the success they desired.

Each and every day they plodded on, keeping the faith that it would happen, and then one day… it did.

That success came because of all of the time they spent working towards their goal.

They simply didn’t quit.

Like a tree, they allowed time for growth which blossomed into success.

Now, you may not want to write a book, become an actor, release an album or anything like that, you might just want a way to simply make extra money.

But the same rules apply.

There will be an incubation period for growth.

Take John Banks’ Easy As 1-2-3 horse racing system as an example; John started small with £100 which he doubled within 24 days.

At the start, making £100 in 24 days is not overly impressive, but when you keep doubling that money, after a few months you will be making more than £100 in 24 days… you could be making several thousands of pounds.

And it is TAX FREE too!

Discover more here:

Easy As 1-2-3

Kind regards.

John Harrison.

P.S… You can started right away with just £100 and after 6 months, you could be sitting on a decent TAX FREE £12,800.

Here’s that link again:

Easy As 1-2-3

When Sweet Profits Turn Sour

A couple of years ago I reported how people were turning to baking cakes and cookies from home as a way to make extra money.

It was a great little home based business idea. Lots of people loved the sweet treats and were ordering them regularly via Facebook and Instagram.

Sadly, with the rising energy and food prices, many of those who started baking treats at home as a way to make money, have stopped.

What was a fun and easy(ish) way to make money has become a lot harder to turn a profit.

This is a shame, especially when you consider that the use of free social media for advertising meant that costs were quite low to start with.

When asked if she would start again, Alice, a home based baker who featured in our Streetwise Confidential newsletter, said “it really wasn’t worth it anymore”.

Alice was also working fulltime and what she was earning with her baking was paying her bills and going towards extra luxuries, leaving her main wage mostly untouched.

Unfortunately, the recent cost-of-living-crisis has forced her and many others to stop.

Not only have the costs of energy and ingredients rocketed in price for her, they have for everyone leaving them with less money resulting in fewer people choosing to spend any spare money they have on sweet treats.

A few years ago when living costs were a lot lower, people were happy to buy cakes and cookies weekly, now they are more focused on saving their money and using it more efficiently.

Also, there was a lot of work involved with baking, the washing of pots was a nightmare and so with virtually no profit in it now for Alice, she has decided that it is no longer worth her time and effort.

This is sad because a few years ago it was a decent way to earn extra money to cover bills and living expenses, but now those bills and expenses have destroyed that opportunity.

Imagine how bad it is for people who do this kind of thing as a full time job!

I have seen several cafes, takeaways and bakeries post online saying that they were struggling and the increased costs were killing them off.

Manufacturing and industry must be struggling too.

This is why I am forever talking about ways to make money that require little investment or have minimal running costs.

The last thing you need when trying to make extra life-changing, or simply life-helping, money, is to have a lot of running costs and expenses.

There is little point working hard when all you are going to make is a few quid.

That is one of the things most people overlook when starting a business or looking for a way to make extra money.

They often choose something they would like to do – or think is easy – but when you sit down and do some real in-depth number-crunching, you will find that once all costs are paid for, they have made nothing more than a pound or two for an hour’s work.

What’s the point?

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Yes, they make some extra money, and yes, they enjoyed what they do… for now, but wouldn’t it make more sense to do one hour’s work of something you don’t necessarily enjoy for £10 or more, than doing ten hours of something you enjoy – or think is easy – for £10?

You may not like writing, but an hour writing for a client could earn you anywhere between £10 and £250 and cost you nothing to do.

That’s a lot less hassle and less hard work than trying to bake cakes for several hours which cost just as much to bake as you earn.

That is the sad fact of life today, there is a huge cost involved when producing ‘physical’ products.

It is different with digital products though, you can create a digital product with ease and that one digital product could make you far more money than creating any single physical item.

Based on the ‘return on your efforts’, that is.

Baking a 9” square brownie for example may take half an hour and earn you £5 profit in total, but an eBook which took an hour could earn you tens of thousands of pounds.

To make another £5 profit selling brownies, you need to make another brownie.

To make another £5 selling an eBook, you only need to sell another copy.

You don’t need to make another eBook.

Once that eBook is online, you can make sales forever and a day.

One eBook is like selling thousands of brownies with the added bonus of having to make it just once.

There are no gas costs, unless you are writing in a cold house in the dead of winter, no ingredients to buy, electricity cost is minimal, there’s no washing up to do, and no delivering or handing product to people.

You publish your eBook online and it can make sales, hourly, daily, weekly and monthly without you having to do a great deal.

I cannot stress how easy it can be to create an eBook, even if you do it yourself and don’t use any AI systems like Chat GPT, it can take as little as half an hour to create a digital product that you can sell.

Just this morning while enjoying his first brew of the day, before officially starting work, Andi, a member of my team, was adding lines to an eBook using just his phone.

Yesterday he took several screenshots of what he was seeing on his laptop screen, added them to a Google Doc and then started to add text in and around those pictures using his phone.

Apparently, while watching television in bed last night, he had a few ideas as to what he needed to put in the eBook and so he wrote several paragraphs using his phone.

It is very easy to steal a few minutes here and there with a smartphone.

We are currently promoting a product which was written by a guy who would often write sections while waiting for his children to leave school or while he sat waiting to collect a takeaway.

He used his spare time to create a product which is set to earn him tens of thousands of pounds over the next few years.

Once one product is finished and selling, you can move onto the next.

Having multiple products selling is a fantastic way to generate a passive income.

Having multiple digital products selling online is how to build a passive six-figure business.

And the good news is… you can start without spending a penny of your own money.

How To Build A Six-Figure-A-Year Income Without Spending A Penny Of Your Own Money!

Kind regards.

John Harrison

PS… Once you have this up and running correctly, it can reward you with an automated passive income for many years.

Here’s that link again:

How To Build A Six-Figure-A-Year Income Without Spending A Penny Of Your Own Money!

Freezing, Fighting Fish, And Dodging Snakes Is Not My Ideal Way To Make Money

Yesterday, I read about an ex Metropolitan police officer who swapped his crime fighting career to reclaim golf balls from the bottom of lakes and rivers at golf courses across the UK.

John Colenutt and his team have to battle freezing water, ice, venomous snakes and aggressive fish when they dive lakes and rivers searching for golf balls.

They also have to collect everything by hand so as not to disturb or damage the bottoms of the lakes and rivers.

The golf balls are taken away, cleaned and then sold back to golfers for a fraction of the cost of new balls.

Selling old golf balls wasn’t new to John, he used to do it when he was younger.

As a student back in the 1990s, John worked at the driving range of a local golf club and he would take home discarded golf balls and sell them on eBay.

The club would throw away golf balls which were not branded with their name and so John would sell them online at £20 for a bag of 100 balls.

Taking a break from the police in 2015, John learned scuba diving while in Spain and the idea of ‘diving’ lakes and rivers to reclaim golf balls was born.

The lakes and rivers on British golf courses are a lot different to the warm seas of the Mediterranean. John and his team have had to break ice before they could dive the freezing cold waters in winter.

The colder days are also the shorter days. No one wants to stay too long in the freezing water, and who can blame them. I certainly wouldn’t want to.

I can’t say that I like the idea of battling with aggressive pike and having adders swimming by, which has happened a few times.

John services roughly 70 golf courses across England and Wales so there are a lot of lost balls to reclaim. I imagine after a couple of months of play, there are a lot more lost golf balls.

In one particular successful day, John and his team reclaimed 12,000 balls.

In a three day period they successfully reclaimed 28,500 balls.

There is definitely a market for golf balls as it is a hugely popular sport.

However…

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I can’t say that I relish the idea of driving across the country to slip into freezing cold water to trawl the bottom of the lake looking for golf balls while being fish-slapped by angry pike and trying to avoid snakes that are out enjoying a swim – not that they would be swimming in winter, I assume the snakes are more of an issue during the summer months.

There are far easier (and warmer and drier) ways to make money.

I understand that not everyone wants to be relaxing in a huge comfy sofa with their slippered feet up, making money through their tablet while enjoying a mug of tea and a plate of their favourite biscuits.

Some people would rather be out in the cold and wet enjoying ‘banter’ with others, which is fine if you like that kind of thing, but I believe that is what actually keeps a lot of people financially poor… and hence why I wrote my book How To Stop Working And Make A Million Pounds Instead.

Working for other people robs you of your precious time.

Time is one of the things people want more of.

If it isn’t money they want more of, it is time.

People want more time so they can…

Indulge in their hobbies and passions.

Travel more.

Be with their friends and family.

If you are one of those people who doesn’t necessarily want more money, I am hazarding a guess that you want more free time.

Would I be right?

Maybe you are looking for a way to make enough money to live comfortably that also gives you plenty of spare time.

If that is the case, I may have just the thing for you.

There is no ice to break through so that you can slip into freezing cold water, no big fish to battle with, and certainly no snakes to dodge.

You use your phone or tablet which means that you can do it from the comfort of your own home, at a friend’s place, in a coffee shop or bar, or even in the local park.

You can do this anywhere you want.

Oh… and it is as easy as 1-2-3!

Learn more here:

Easy As 1-2-3

Kind regards.

John Harrison.

P.S… You can started right away with just £100 and after 6 months, you could be sitting on a decent tax free £12,800.

Here’s that link again:

Easy As 1-2-3

How Long Could You Last Without An Income?

It has been reported that 60% of the UK households can only survive for two months without a wage and 40% of working households have practically no savings whatsoever.

That is shocking!

Although I am not surprised really.

I am fully aware that living costs are rocketing as I am also victim to those increasing costs, but that cannot be blamed fully for why people have no savings and cannot survive for more than two months without a wage.

The truth is… we live in a society where people choose to spend their money as soon as they get it.

Maybe not so much now… but when times were good, they did.

It is a bad habit formed over many years… generations even.

It’s not their fault either.

For years companies have been running adverts on television, on radio, in cinemas and online seducing people into ‘buying’ products, enjoyable experiences and lifestyles.

People buy stuff that they ‘want’ but can’t actually afford.

Or should that be ‘made to think they want’?

Very few people actually want something until they are exposed to the idea.

No one has gone on holiday to a place they didn’t know about until they saw it on television, in a film, in a brochure or on social media.

Credit card companies have pushed people into a habit of enjoying life now and paying for it later.

And they certainly are paying for it now!

Far too many people have spent the money they earn on enjoyment and ‘trinkets’ instead of using it for their future.

I am not talking about simply putting it in the bank and saving it. That might have helped a few people manage bills better today if they had, but other than it building up, it wouldn’t change your life for the better.

Money – and time – really needs to be used more productively if you want to change your life or circumstancies.

The more time and money you use in the early stages will result in you having more time and money spare later on. You will most definitely have more money and time than most people.

A prime example of this is Chris Martin from the band Coldplay.

In an interview he said that he was the geeky nerd who was learning to play the piano while the rest of the teenagers in his class were ‘hanging out’ and having fun in the evenings.

By spending time during his early years learning to play the piano, he is now a very wealthy man who doesn’t need to work a traditional ‘day job’.

It was the same for David Beckham who spent his weekends and evenings going to football practice while his friends spent their time doing the same thing as Chris Martin’s friends… ‘hanging out’ and having fun.

Sheridan Smith spent a lot of her evenings and weekends going to acting classes and performing in the clubs in and around North Lincolnshire. Today she is one of the highest rated and most popular British actresses who is constantly working.

The US hip hop legend Dr Dre, who is now a billionaire, is another prime example of someone spending their time productively and reaping the rewards of his efforts.

It helped that all four of those I have used as examples knew what they wanted from life and enjoyed doing what they were doing.

But so did many others who never found success and wealth.

The big noticeable difference is that unlike the four people I used as examples, a lot of people stop when it requires doing a lot of work which is not quickly rewarded.

When the fun stops… they stop.

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They become seduced by advertising and close friends and end up chasing an easier life of quick giggles and spending money.

Wealth and success is a combination of spending time and money doing something specific and sticking with it no matter how hard it can be at times.

While your neighbour is enjoying himself watching the big game, drinking a few beers and ordering a pizza to be delivered, you could be sat writing an eBook and spending money on having a cover made for it.

Once your eBook is finished and live online, people can buy it, and you could easily be earning ‘pizza money’ regularly without having to work for it.

That one eBook could have taken 50 hours to write, and cost £250 to get online (building the website* to sell it from and having a cover made for it) but it now has the potential to make you thousands of pounds.

*The cost of building a website diminishes for every eBook or product you add to it. One simple website can cost £80 for two years. For one eBook it will be an £80 expense, but for 10 eBooks it becomes an £8 expense.

That investment of 50 hours and £250 is going to give you back more than simply sitting and watching the big game, drinking beers and eating takeaway pizza.

That one eBook could be sold for many years if the information is forever relevant.

You only have to look at the popular book The Secret as an example. Since it was written in 2006, it has sold truck loads of copies each year.

I’m not saying that it is a good subject to write about, but people love it and the information inside it is ‘timeless’.

The ancient teachings revealed in the book, which were suppressed and kept secret for thousands of years, are just as relevant today as they were back then… so I am told.

That book will still be selling in another 20 years. It may not sell as many copies as it did in its first year or two, but it will still be earning the author and publisher a decent amount of money.

Not bad for something that was written once, 17 years ago!

Going back to the start of this article, the reason so many people here in the UK don’t have any savings and wouldn’t survive longer than two months without a wage is that they have set themselves up to be reliant on their wage only… or pension.

They haven’t put their time and money to work for them.

They haven’t put the work in to generate other income streams that can protect them when times are hard and pay for the little treats that make life more enjoyable.

All is not lost though, today is a new day.

Today is a new blank page and you can write a new story… a story which incorporates a passive income of your own.

Discover more here:

www.The30DayTo30KChallenge.com

Kind Regards

John Harrison

PS… EBooks are not hard to create and there are no limits to how many you can create (have created) and sell.

The more eBooks you have listed on your website means you have a greater opportunity to earn more.

Here’s that link again:

www.The30DayTo30KChallenge.com

The Future Looks Bleak… But This Will Help YOU!

After reading how a 74 year old woman was forced to temporarily live with friends while she tries to find an affordable rental home…

How a 27 year-old who earns more than £30,000 per year and her partner (also earning) is being priced out of their one-bed flat and may have to go and live with her parents…

And how many renters are now searching for properties which ‘include bills’ as part of the rental agreement…

I can’t help but wonder where it is all going to end!

People are simply struggling to live.

I also read that the CEO of US retail giant Walmart, John David Rainey, recently told investors during an annual meeting that by 2026 approximately 65% of Walmart stores will be automated.

Walmart is the largest employer in the United States employing 1.6 million people with a further 700,000 employees outside of the US.

When they eventually automate 65% of their stores, it is safe to assume there will be a lot of people made redundant.

What is happening in Walmart is being mirrored here in UK supermarkets such as Tesco, M&S and Morrison’s.

UK supermarkets are also automating as much as possible and increasing the number of self-serve tills.

I’ve seen city centre stores that were all self-serve tills and only had a security guard and a couple of staff to restock shelves.

Whenever there was an issue with the self-serve tills one of the staff would intervene, other than that, they would focus on stocking shelves while customers served themselves.

Interestingly, the German giants Lidl and Aldi appear to be resisting the urge to use self-serve checkout machines for now.

I really don’t know what is going to happen in the next five years, but I predict that the world is going to be in a bit of a pickle soon if it carries on like this.

If people now are struggling to afford rent, mortgages and energy bills, and companies are pushing hard to automate their services putting more people out of work… there is soon going to be a huge number of people who are not going to be able to afford to live at all.

Are we facing the new ‘industrial revolution’ where ‘machines’ do all the work while we humans enjoy life?

It’s a great idea… but in a world where you need to pay for everything, you are not going to survive if you are not earning any money.

I am all for progress, but when more and more people become wage less and cannot afford to pay their rent and living costs, they are not going to be able to afford to buy much ‘stuff’ either and so automation could be harmful when it ultimate leaves society with less customers.

The world is becoming more expensive and I really don’t know where it will end, but… at the same time, more and more opportunities are opening up to us too.

We now have opportunities that we could have only dreamed of ten or twenty years ago.

We now have access to tools, people and services which when used in specific ways, can give us more than enough money.

Yesterday I saw someone in Pakistan offering their services as a writer (in good English) charging £1.60 per 100 words.

The first thing that came into my mind was that this person could write a 10,000 word eBook for just £160.

For just under £200, you could have an eBook written which you could then sell for the next 5… 10… 15 or more years.

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I’ve just quickly checked the word count of one of our newest products we have recently published and it has around 6,400 words in total.

It does also have quite a few screenshots and images but the point that I am trying to make is that this manual, had it been just text based, could have cost less than £105 to have written.

A bonus report that went with that product was only 2,300 words long. Together, both products could have cost under £150 to have been produced!

We generally sell our products as manuals because that is our business model, but you could create eBooks instead and sell them digitally from multiple platforms online including your own website.

A single basic website can cost less than £80 for two years…. TWO YEARS!

And a single website can sell multiple digital products such as eBooks and courses and process many thousands of pounds in sales during that time.

No matter how tough it gets, I believe that most people can find £80 for a website.

Even if it takes a couple of months to find, £80 could change the course of your financial career.

I also believe that people could find enough time to write an eBook.

In 2019 CNBC listed 9 ways to turn $100 (£80 ATOW) into $1 million (£805,509) according to 9 self-made millionaires and sitting at the No 5 position was:

‘Write an eBook.’

There have been times where one eBook has generated a million or more in sales for the writer/publisher, but I would say that it was more the exception than the rule.

However…

Publishing multiple eBooks will give you a greater chance of making a million.

And as you have seen, it can cost very little to have an eBook written if you find the right people.

I cannot say how good the person is who offered to write 100 words for £1.60… but as long as it is clear, easy to read and easy to understand, that should be enough.

The other option is that you write your own eBooks.

Again, they don’t need to be long. As I mentioned earlier, one of our latest products had less than 7,000 words.

It doesn’t take much to write 7,000 words really.

I believe that most people can find the time to write a short eBook.

It doesn’t matter if it takes a couple of months.

What matters is that you have something to sell because when you do…

You can sell it for many years!

The most important part is to get your product finished and online. Until then, you cannot make any money…

But when it is online… it opens you up to a whole new world of opportunity and income.

If you would like to know how to write and publish your own eBook, go to:

www.The30DayTo30KChallenge.com

Kind Regards

John Harrison

PS… There are no limits to how many products you can create and sell. A portfolio of products means you have a greater opportunity to earn more. Sell premium priced products and you can make more money selling less.

Here’s that link again:

www.The30DayTo30KChallenge.com

I Really Don’t Know Why People Do This…

In a previous article I talked about the fallacy of the wealthy foot soldier and how drug dealers and gangsters rarely get to enjoy the wealth that is associated with drugs and big crime.

I was reminded of this last night after watching a documentary about the drug gangs of Liverpool.

The documentary followed the trial of the man (I won’t name the scumbag) who was convicted of the murder of the innocent nine-year-old girl, Olivia Pratt-Korbel, who was shot in her home as part of a botched gangland killing.

Olivia is just one of a string of innocent people who have been caught in the cross fire of warring gangs trying to take control of the drugs business in the city.

For over 50 years, Liverpool has been the main drugs route into the UK which has sadly left its toll on the city.

At the height of the heroin problem in the 1980s, it is believed that there were 15,000 heroin addicts in the city.

Housing estates were ravaged by the drug and one housing estate was completely flattened just ten years after it was built due to it being reduced to a ghost town of rubble thanks to the effects of heroin.

As part of the documentary, two ex gangsters were interviewed about their past which they both deeply regretted.

Looking back now, they realised how much damage and harm they have caused to the community, friends, family and innocent people.

Greed had taken them over and they were fighting for what they thought was a lot of ‘easy money’.

Their enjoyment of the ‘easy money’ and flash cars was short lived with them both being convicted for their crimes and spending many years in prison.

One of them had been the target of a gangland ‘hit’ which resulted in the death of an innocent friend who moments earlier had accepted a lift to McDonalds.

That attempted hit and accidental killing resulted in a revenge killing which took the life of yet another innocent person.

This ‘easy money’ that they wanted is probably the hardest money because it has resulted in a loss of freedom, painful regret, years of grieving, loneliness and whatever money and cars they had was confiscated by the police so they had nothing to show for it all.

They both agreed that it was ‘all for nothing’.

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It was all completely pointless and did nothing more than devastate the communities they lived in and destroy their own lives.

I’ve never truly understood why people want to become ‘gangsters’ and ‘drug dealers’ because it very rarely ends well for the majority of them.

Yes, they want money fast and they love the notoriety – which usually attracts the attention of the police and those who want to kill them – and they like the idea of keeping all of the money instead of paying tax, but the lifestyle itself is more of a prison than one of freedom.

There are ways to make money where you don’t need to pay any tax allowing you to keep all of the money you make and still enjoy your freedom.

You don’t need to keep looking over your shoulder for the long arm of the law or the screaming slugs of hot lead heading your way from a rival gang assassin.

You also don’t need an army of smugglers, enforcers, getaway drivers, assassins, and dealers to make your money.

You can do it on your own from the comfort of your home using just a tablet or smartphone.

I know which I prefer.

Our good friend John Banks developed a system which doubles his bank roughly every 24 days.

Starting with just £100, he doubled it to £200 within 24 days.

If you double £100 to £200 in just 24 days using this new system, the following month you will double £200 to £400 and £400 to £800 the month after that and so on.

In 6 months you could easily see yourself with a nice £12,800 TAX FREE!

How’s that for easy money?

To discover more, go to:

Easy As 1-2-3

Kind regards.

John Harrison.

P.S Taking just £100 starting capital and doubling every 24 days, you could be sitting on a profit of between £50,000 and £100,000 in under a year… and that’s without introducing a single penny more in capital.

Here’s that link again:

Easy As 1-2-3

How To Make Money By Losing Money

Following on from the previous article where I talked about using a specific horse racing system and Betfair as a way to grow a nice tax free interest as opposed to putting £100 in a bank.

Obviously, before you ask, I’m not saying that you should transfer all of your money from your bank account to Betfair or any other trading platform…

However…

There is an argument for it.

As I stated yesterday, a good friend to Streetwise, John Banks, put £100 into Betfair to test a new system he had developed and doubled his money in 24 days which gave him a return that simply cannot be matched by a bank.

At 5%, a UK bank would give you just £5 in interest for the whole year on a £100 deposit.

That wouldn’t even buy you an iced oat milk latte and a croissant from the new coffee shop that I have seen open up in the area.

Apparently the croissants were £2.95 each!!

£5 over a year is poor.

Makes you wonder why people actually bother using banks these days.

Ok, they are a good place to hold your money so that you can use debit cards when you go shopping, but they certainly are not a place to put your money to make money.

The other day I watched a video where a professional forex trader said that the risk reward for most people trading currencies could be 1-1 and that a strike rate just had to be over 50%.

He said a strike rate over 60% was a decent rate to make a profit.

In short, what he was saying is that if on average you lose £5 and on average you win £5, with a 60% strike rate you will always be in profit.

1,000 trades with a 60% strike rate would mean 600 wins and 400 losses which would look like this:

600 x £5 = £3,000

400 x £5 = £2,000

     Profit = £1,000

Losing £2,000 seems a lot and I know that you would prefer to win the full £3,000 but that is not realistic, there is not one system which can give you a 100% strike rate.

If anyone tells you otherwise, they are lying and I suggest that you stay clear of them.

Making £1,000 in profit with a strike rate which is just slightly over 50% isn’t too bad at all.

Why am I telling you this?

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I want people to know and understand that losing is part of the process and that even with a large number of losses; a decent sized profit can be made.

You can lose nearly 50% of trades and still make good money.

Far too many people are conditioned to fear losing money, which isn’t necessarily bad; it stops people from making bad decisions most of the time.

Protecting your money is important, but being too protective can prevent you from going forward and making a decent profit overtime.

Going back to our friend, John Banks, who had turned £100 into £200 in 24 days… he did that even with losses.

Fortunately, his strike rate is far greater than 60%, the last time I spoke to him, he said it was around 72% and he still doubled his money fast.

Doubling £100 into £200 in 24 days could give you £12,800 in under six months if you maintain the same strike rate.

It is a good way to make a decent tax free interest which as you know, you won’t get from any bank here in the UK.

So, the question remains…

Is it better to put your money into a bank or into trading platform like Betfair?

Obviously, you don’t put it all in, but if you have a spare £100… £200… £500… or more,  this could be the perfect system for you to bank thousands of tax free pounds.

To discover more, go to:

Easy As 1-2-3

Kind regards.

John Harrison.

P.S Taking just £100 starting capital and doubling every 24 days, you could be sitting on a profit of between £50,000 and £100,000 in under a year… and that’s without introducing a single penny more in capital.

Here’s that link again:

Easy As 1-2-3

Forget Banks… This Is How You Really Make TAX FREE Interest On Your Money!

Interest rates in British banks are currently between 5% and 5.25% which means that if you put £100 into a new bank account, you would earn around £5 over a year leaving you with £105 or £105.25.

It’s nothing to write home about is it?

It certainly won’t help to pay for the increase costs of your gas and electricity.

After 365 days you are left with enough to buy a pot of tea for one and possibly a biscuit.

It really isn’t much help to anyone.

Let’s not forget that interest money is also taxable. It is given to you with one hand, and then taken away with the other.

As a society we are persuaded to keep our money in banks because they are deemed safe.

Even today after several major banks have collapsed causing all kinds of trouble for their customers, we are expected to keep our money in banks.

I recall hearing a trader when asked about the safety of money in trading platforms say that he was ‘more than happy to keep a large amount of money in them because they were as secure, if not more secure, than a bank’ and that he made far more money trading than he would if he left it in a bank to collect interest.

In comparison to the money he was making from trading, interest money is like a thin layer of dust, no real use and easy to wipe away.

I was reminded of this the other week when I was contacted by my friend John Banks who had developed a new way to use horse racing to double his money.

Starting with just £100, he doubled it to £200 in just 24 days.

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If he carries on at that rate, he could be sitting on a nice TAX FREE lump sum of £12,800 in under six months.

This is a far better return than the £5.25 he could have earned in interest if he had put the money into a bank.

He is using this system as a bank generating interest for him.

Making £100 tax free profit in just 24 days is far better than the £5.25 he would have made in interest after 365 days.

Over the course of one year there are 15 x 24 day periods so even if you were to do no more than make £100 per period, you would earn £2,400 tax free money off of that initial £100.

Which form of ‘interest’ would you prefer?

A taxable £5.25?

Or

Tax free £2,400?

Remember, this is the lowest earning scenario there is.

If you double £100 to £200 in just 24 days using this new system, there is absolutely no reason as to why you cannot double £200 to £400 in the following month and £400 to £800 the month after that and so on.

In 6 months you could easily see yourself with a nice £12,800 TAX FREE… but as we have established, anything over a £5 is decent.

To discover more, go to:

Easy As 1-2-3

Kind regards.

John Harrison.

P.S Taking just £100 starting capital and doubling every 24 days, you could be sitting on a profit of between £50,000 and £100,000 in under a year… and that’s without introducing a single penny more in capital.

Here’s that link again:

Easy As 1-2-3

The Power Of An Ideas and Project Folder

In a previous article I talked about how it can take just one idea to become wealthy and that everyone has at least one great idea.

People have loads of ideas but they fail to write them down and so they forget them and fail to act on them.

In that article I suggested that people should have a book with them at all times (or use a note app on a smartphone) and so whenever they have an idea, they jot it down so they have a record of it and can come back to it later to explore the idea more.

It is a powerful way of generating ideas which can ultimately make a lot of money.

As well as a notebook for writing down your ideas, I also suggest having a folder or scrapbook in which you put things that you have seen in papers, magazines and online that are inspiring and motivating.

It can be anything that you have seen which stimulates ideas and your creative juices. It could be articles (like this one), social media posts, emails, product adverts & reviews, and even news reports.

Anything that you see which makes you stop and think ‘that’s a great idea’ or ‘I could do something like that’ or even ‘that’s a good idea, but I’m sure I can make it better’.

The idea behind this is that you have a folder of information that you can refer back to when you want to generate ideas for a product or a business.

The folder of information is where you go to look at other people’s ideas and products that you like and see whether you can either improve them or create something similar or even completely different that will fill a hole in the market.

Ideas do pop into people’s heads without warning, but ideas are born from information and activities that the person has recently been involved in.

It is nigh on impossible to have a completely unique idea without first being exposed and immersed in similar and relevant information.

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I mentioned how the Black & Decker workmate was invented by Ron Hickman when he was struggling to cut wood on a pair of dining chairs. The invention was born out of necessity.

The idea came from what he was doing and experiencing. It was born from what he was doing at that time.

With a notebook full of your ideas and a folder full of other people’s ideas, motivations and products, ideas can be explored and expanded upon until new ideas are brought forth.

The articles and products in the folder are ‘seed ideas’.

Looking at them and thinking about them plants a seed in your subconscious which triggers creative processes that grow new ideas.

When you have any new ideas you should jot them down in your ideas notebook and expand on them until you have an idea that you believe is worth a lot of money.

Ideas don’t just appear, they are born from information already processed in the brain.

However…

Ideas do disappear faster than they come.

So with that in mind, it is worth having a notebook to record any ideas you have and a folder where you can put anything that you see which sparks an idea so that you can refer back to it later for further exploration and expansion.

You never know, instead of having just one great idea that got away, you could end up with loads of great ideas in one book which could make you a small, large or even a huge fortune.

Kind regards

John Harrison

Would you like to make a six-figure-a-year income? If so, this article will show you how. Click the link below:

How To Build A Six-Figure-A-Year Income Without Spending A Penny Of Your Own Money!

Once you have this up and running correctly, it can reward you with an automated passive income for many years.