The two biggest uncertainties facing investors are when we will have an effective vaccine or treatment for Covid-19 and whether the economic recovery will be V-shaped or resemble some other increasingly contorted letter of the alphabet.

Although these questions are obviously related, they are not entirely the same. The world will not get back to normal until the coronavirus is no longer a major problem, either because we’ve solved it medically or because enough people have caught it and got over it.

But the scale of the economic shutdown that we’ve seen in the last few months is so great that unless activity snaps back as far as it can in the meantime, we risk a vicious cycle of business failures and rising unemployment that condemns us to many years of economic struggle even if vaccines, treatments or acquired immunity arrive relatively soon.

So while stockmarkets are justifiably taking the view that a year or two of lost profits has little impact on the long-term fundamental value of companies, they are still implicitly betting that the wider economy rebounds as much as possible. Anything that is not V-shaped at first means greater medium-term risks, not just a slower recovery.

Hence watching the short-term economic data is a lot more important now than it would usually be. That doesn’t mean fretting over GDP numbers. First, these don’t arrive in time to be useful. The Office for National Statistics will release its UK GDP estimate for April to June on 12 August – more than one month after the end of the quarter. Second, we already know what it will show, a gigantic recession.

The actual magnitude is irrelevant. What matters is what’s going on right now, that means looking at more timely leading economic indicators. So far, these look modestly encouraging. UK retail sales were nearly back to pre-lockdown levels in June. Restaurant and pub trade seemed to be at around 70% of the preCovid-19 level by mid-July, which is a reasonable start given that the government has spent months trying to terrify people into staying in their homes.

New car sales were weak in June, but it seems buyers may have held back in the hope of a government incentive scheme. The picture appears broadly similar elsewhere: the OECD composite leading indicators show activity starting to bounce back globally in June. Unemployment remains very high and job vacancies low, but hiring and firing always lags the cycle. In short, uncertainty is high, but if you’re an optimist, a V certainly looks possible.

Today’s National Day  

NATIONAL NIGHT OUT DAY !

PUBLISHERS NOTICE  

Just In…  

Hello,

We have just received the email below from one of our customers. I thought you might be interested in what he has to say…

From: John C******* [john********@*****.com]  
Sent: 09 August 2020 09:58
To: Admin
Subject: “The Hermes Strategy “

Dear Bill, 

Well that was a result —- I certainly wasn’t expecting the system to pay for itself in 2 days with 66/1 shot Star of Emaraaty! I have backed 66/1 shots before, but I don’t think I would have picked this one!

Once again ——Thank You Very Much.

Kind Regards,

John

If you’d like full details on what he is talking about please Click Here 

 All The best 

John

The covid crisis has led to a boom in pet sales, with lockdown prompting many of us to decide that we could do with one to keep us company. Pets4Homes, the free pet classified advertisements site, rehomed 2,000 pets per day during lockdown.

If you got a pet the chances are you paid a lot for it. With demand fast outstripping supply, prices have rocketed, with the average cost of a puppy doubling to £1,400. Cocker spaniels saw the biggest price rise. A puppy would have set you back by an average £2,109 in June, triple the cost 12 months earlier.

The price of cats also shot up by almost a third during lockdown. People were parting with almost £400 on average for a kitten. If you are inclined to get a pet, be careful. In March and April 669 people lost £282,686 to pet cons, according to Action Fraud. Scammers post advertisements online despite not having any animals to sell. They ask for a deposit, then more money for insurance, vaccinations and delivery, but the pet never appears.

Always identify a Kennel Club Assured Breeder, or find a breeder through a personal recommendation. Ensure you see a puppy, even if it’s over a video call, and ask to see vital paperwork, such as a puppy contract. Before you get a pet, consider how much it can cost you over its lifetime. Food, vets’ bills and other costs add up to an average of £4,500 for a small dog, rising to £13,000 for a large breed.

The average cat will cost its owner around £12,000. The next question is pet insurance. It is a booming industry, with 3.6 million policies. “Given the high costs of veterinary care, a growing number of pet owners are… paying a steady monthly premium for peace of mind. Claims have nearly doubled to £815m in the past six years.

The average pet insurance claim is £793. Before you sign up, note that the average premium for a dog over the age of five is £381 a year. If you have a dog that lives for 15 years, it would cost £4,975 to insure it. If you have savings to cover vets’ bills in the early years, then another option is to self-insure. Rather than pay an insurer you put the equivalent premium into a savings account.

Flush With Success

I was wandering through a shopping centre, when my attention was grabbed by the price tag on a mobile phone. It was over £20,000. I have no idea who pays such a large amount for a soon-to-be-obsolete item (people who haven’t worked very hard for the money, I’d imagine) but it does show there’s a market for an upgraded version of just about anything.

 Atlanta Watercloset realised this when they launched their businesses, which aims to provide “exceptionally clean” portable restrooms (toilets) for outdoor events. If you’ve been to such an event, you’ll know that the competition provide the bare basics, but little more.

Atlanta Watercloset offer toilets with fresh water sinks, interior lighting, mirrors, coat hooks, shelves and branded loo roll. The environment around the restrooms can be specially prepared with privacy shields, flowers and pathway lighting. The service is particularly popular at weddings, where nothing can be allowed to spoil the special day. 

  Whatever the product, some people will always be attracted to an upgrade – a premium offering over and above what’s provided by the standard product. If you find yourself competing fiercely with everyone else in your market, now could be a good time to look at whether there’s a market for an enhanced version of what you do at a premium price.

Today’s National Day  

NATIONAL BEACH DAY !

PUBLISHERS NOTICE  

Dear Streetwise Customer, 

  I hope you’re keeping safe and well.

  This offer is limited, so we are only make it available to our most valued Streetwise customers at the moment.

  Back in the autumn, we alerted a few of our customers to a course, created by a guy making what seemed at the time to be an outrageous prediction.

  He predicted the world would soon be gripped by a unprecedented crisis which would create a huge financial opportunity. Crazy eh?

  Anyway the course revolved around a strategy which would enable anyone to make £2,803 a month to ‘tick over’ in normal times, but would then transform into a massive fortune maker once the implications of the predicted crisis hit.

  Not many people (including me!) believed the prediction, but £2,800 a month is certainly worth having and a number of our customers got on the bandwagon and started doing well with it…and then the crisis came…sooner than anyone thought.

   The big opportunity he planned for is about to hit, and I want as many of our customers as possible to benefit…but there’s a hitch.

   For reasons explained when you take a look at the details here, I can only help NINE people at the moment. But those nine people are going to get something nobody else has been able to get up until today…

     The full programme in one package and at a huge discount!

   For full details take a look here.

www.streetwisenews.com/CFTFC 

Very Best Wishes, 

  John Harrison
 Streetwise Publications 

P.S. Everything comes fully guaranteed and makes truly fascinating reading. 

www.streetwisenews.com/CFTFC

All is not lost if your employer does go bust. The Pension Protection Fund (PPF), the industry lifeboat scheme, will then step in: it usually protects 100% of pensions already in payment and 90% of the pension entitlement savers have built up so far if they’ve not yet retired. However, if you’ve yet to claim your pension, the PPF does have limits.

For example, someone retiring at 65 would not be able to claim a pension of more than 90% of this year’s cap of £41,461, no matter how much entitlement they’ve built up. If your pension is worth significantly more, you could really lose out. People in this category who are worried about their employer’s solvency therefore need to take independent financial advice on whether to transfer their defined-benefit savings to a defined contribution scheme.

You’ll forfeit the certainty that the former offers, but for those who would be substantially out of pocket in the PPF, this may be a price worth paying. Meanwhile, savers with defined-contribution pension plans have their own problems. The stockmarket declines of recent months – UK shares are down around 16% since the start of the year, while the US is off by 10% will have hit many savers’ funds. Some fixed-income assets, particularly at the less risky end of the spectrum, have been more resilient, but the yields they offer have fallen sharply.

If you have some way to go before retirement, you can afford to take a sanguine view of this volatility, since there is plenty of time for your funds to recover. But it is still worth reviewing your pension investments regularly. Are your plans still on track, are your chosen funds delivering competitive returns and is the way you have allocated your money still appropriate?

Curiosity Cash 

People are naturally curious…nosy is another word…and there’s many a business opportunity that’s been based on this simple fact. The latest thing we’ve seen is an app from Greece called Peekinto.

As the name suggests, Peekinto gives the user the opportunity to get a snapshot of someone else’s life via a 12 second video clip. As a user, you can offer yourself up as a provider of such a clip or request a clip from someone in a particular geographical location.

There are practical applications…perhaps you want to see how long the queue is for a concert or what the traffic is like on the M1…but it’s mainly about curiosity. What is someone else doing? What can they see from where they are?

Is there some way you can tap into people’s desire to have their curiosity satisfied or to pander to their voyeuristic tendencies? If there is, you could have the basis of a fortune-making business.

Today’s National Day  

NATIONAL MOM’S  DAY OFF !

PUBLISHERS NOTICE  

Dear Streetwise Customer, 

  I hope you’re keeping safe and well.

  This offer is limited, so we are only make it available to our most valued Streetwise customers at the moment.

  Back in the autumn, we alerted a few of our customers to a course, created by a guy making what seemed at the time to be an outrageous prediction.

  He predicted the world would soon be gripped by a unprecedented crisis which would create a huge financial opportunity. Crazy eh?

  Anyway the course revolved around a strategy which would enable anyone to make £2,803 a month to ‘tick over’ in normal times, but would then transform into a massive fortune maker once the implications of the predicted crisis hit.

  Not many people (including me!) believed the prediction, but £2,800 a month is certainly worth having and a number of our customers got on the bandwagon and started doing well with it…and then the crisis came…sooner than anyone thought.

   The big opportunity he planned for is about to hit, and I want as many of our customers as possible to benefit…but there’s a hitch.

   For reasons explained when you take a look at the details here, I can only help NINE people at the moment. But those nine people are going to get something nobody else has been able to get up until today…

     The full programme in one package and at a huge discount!

   For full details take a look here.

www.streetwisenews.com/CFTFC 

Very Best Wishes, 

  John Harrison
 Streetwise Publications 

P.S. Everything comes fully guaranteed and makes truly fascinating reading. 

www.streetwisenews.com/CFTFC

There are certain strategies that Millionaire investors use to consistently beat the stock market and forex markets and generate great returns.  

These closely guarded secrets are often very simple to apply, but are rarely shared with others, so make sure you grab your place on this free online investment master class.

“The stock-market and forex secrets revealed on this complimentary training course blew my mind. If you want to become wealthy, or just improve your current financial situation, this webinar is a must” M Rowlands 

You’ll learn how one course graduate averaged £500 gain a week using only £2000 and another made £24,000 In 1 week. To get your place:  Click Here.

Get ’em To Pay Now!

When they’re thinking what business to start, most people quite rightly consider likely demand but give little thought to something equally important – cash flow.

Many otherwise viable businesses come to grief, not because there’s no demand for what they do, but because they are unable to finance the business to cover the period between incurring costs and receiving revenues. Others fail because they put themselves at the mercy of a small number of big customers who then can’t (or won’t) pay.

 Where possible you should try to make your business one in which you receive payment in advance of (or at the same time as) delivering products or services. That way, cash flow problems can never affect your business, and neither can the failure or deceit of a customer. Everything is so much more under your control when you operate in this way

Today’s National Day  

NATIONAL GIRLFRIEND DAY !

PUBLISHERS NOTICE  

Dear Streetwise Customer, 

  I hope you’re keeping safe and well.

  This offer is limited, so we are only make it available to our most valued Streetwise customers at the moment.

  Back in the autumn, we alerted a few of our customers to a course, created by a guy making what seemed at the time to be an outrageous prediction.

  He predicted the world would soon be gripped by a unprecedented crisis which would create a huge financial opportunity. Crazy eh?

  Anyway the course revolved around a strategy which would enable anyone to make £2,803 a month to ‘tick over’ in normal times, but would then transform into a massive fortune maker once the implications of the predicted crisis hit.

  Not many people (including me!) believed the prediction, but £2,800 a month is certainly worth having and a number of our customers got on the bandwagon and started doing well with it…and then the crisis came…sooner than anyone thought.

   The big opportunity he planned for is about to hit, and I want as many of our customers as possible to benefit…but there’s a hitch.

   For reasons explained when you take a look at the details here, I can only help NINE people at the moment. But those nine people are going to get something nobody else has been able to get up until today…

     The full programme in one package and at a huge discount!

   For full details take a look here.

www.streetwisenews.com/CFTFC 

Very Best Wishes, 

  John Harrison
 Streetwise Publications 

P.S. Everything comes fully guaranteed and makes truly fascinating reading. 

www.streetwisenews.com/CFTFC

If you’re keen to start an online business, you could do a lot worse than focus on the areas where customers spend the most money online already. The second largest category (after books) is clothing and footwear.

Footwear is particularly interesting.

While Amazon has a firm grasp on the book market, the footwear market is far more fragmented with no company having a dominant market share. It’s a market with dozens of niches and sub-niches, so there are opportunities for anyone with an idea for a unique or innovative product line.

Some niche ideas you might consider include sandals, sports shoes, shoes for a specific activity, slippers, flip flops, slip-on shoes, washable shoes or vintage shoes.

This isn’t the easiest type of business to start, but it’s one with a ready-made, proven market. What’s more, it’s one with huge upside potential. Get it right, and you could very easily find your business in line for takeover by one of the big players keen to get a foothold (no pun intended) in your niche.

The Extra Time Entrepreneur 

If you’re looking to supplement your income by running an enterprise run after work, then you’re part of a growing wave. People have always done this of course, but technology has brought it within the grasp of just about everyone now. 

Go back a few years, and we lived in a 9-5 world where it was difficult to get everything done ‘out of hours’. The internet and other mobile communications have changed all that and it’s perfectly possible to become an entrepreneur in your spare time.

Whether you’re running a website, selling a service, promoting a product, financial trading or a hundred and one other things – having a job is no excuse for not having a go. 

Do you have businesses and ventures up and running and making money in your spare time? If not, why not?

Today’s National Day  

NATIONAL TV DINNER DAY !

PUBLISHERS NOTICE  

Dear Streetwise Customer, 

  I hope you’re keeping safe and well.

  This offer is limited, so we are only make it available to our most valued Streetwise customers at the moment.

  Back in the autumn, we alerted a few of our customers to a course, created by a guy making what seemed at the time to be an outrageous prediction.

  He predicted the world would soon be gripped by a unprecedented crisis which would create a huge financial opportunity. Crazy eh?

  Anyway the course revolved around a strategy which would enable anyone to make £2,803 a month to ‘tick over’ in normal times, but would then transform into a massive fortune maker once the implications of the predicted crisis hit.

  Not many people (including me!) believed the prediction, but £2,800 a month is certainly worth having and a number of our customers got on the bandwagon and started doing well with it…and then the crisis came…sooner than anyone thought.

   The big opportunity he planned for is about to hit, and I want as many of our customers as possible to benefit…but there’s a hitch.

   For reasons explained when you take a look at the details here, I can only help NINE people at the moment. But those nine people are going to get something nobody else has been able to get up until today…

     The full programme in one package and at a huge discount!

   For full details take a look here.

www.streetwisenews.com/CFTFC 

Very Best Wishes, 

  John Harrison
 Streetwise Publications 

P.S. Everything comes fully guaranteed and makes truly fascinating reading. 

www.streetwisenews.com/CFTFC

The economic downturn seems to have created a whole new category of business person – the reluctant or involuntary entrepreneur. These people are not fired up by a burning desire to go and be their own boss.

No, they have fallen into self-employment as a result of not being able to find work (or enough work) in their usual profession. The number of ‘consultants’, ‘freelancers’ and ‘contractors’ has grown rapidly over the past couple of years.

Are you one of these people? If you are, then I think you need to be mindful of ensuring you have the right attitude to prosper in this new arena. The approach you need to take as an employee, is very different from the one you need to take as an entrepreneur.

So even if you’ve been forced down the entrepreneurial route, resolve to fully embrace the attitude and culture. That means learning everything you can about marketing, running and administering your new enterprise.

There’s a world of difference between being an employee and an entrepreneur, even if you’re doing fundamentally the same job.

Men In Kilts

It’s not always easy to differentiate your company from the competition – particularly when you’re providing what might be considered a staple service. You may be able to guess how window and exterior building cleaning company, Men in Kilts achieved it. Yes, all their operatives wear kilts! 

 As I’m sure you can imagine, this creates a lot of attention – and it’s fun – but that would count for very little if the service wasn’t up to scratch. The Canandian based company is going from strength to strength though, with franchise plans already well under way. 

Now I’m not suggesting that wearing a kit will transform your business, but I am suggesting that there are any number of innovative ways in which you can differentiate what you offer, from the rest of the market. And these ways may have little or nothing to do with how you deliver your core service or product. A little lateral thinking could pay huge dividends here

Today’s National Day  

NATIONAL EAT OUTSIDE DAY !

PUBLISHERS NOTICE  

Welcome To Your Very Own Money Machine…

For Full Details Click Here

  All the best for now 

  John Goldsmith

I’m interested in wristwatches, and one thing that always surprises me is the price of top quality leather straps. You can buy cheap ones of course, but for something nice you could get an expensive belt (and even a leather jacket at the top end of the price range!) for the same price.

It’s with this in mind, that I think Diana Eng is on to a winner because she’s combined antique leather, quality production and an eco-friendly approach in one neat package.

Diane makes purses from reclaimed and discarded leather. These sell for around $45. Typically the leather comes from the furnishings industry. Perhaps a piece of hide has become stained or damaged in places – no good if you’re making a sofa, but not a problem when you’re cutting out small pieces to make purses.

There’s another novel twist to this business which enhances its appeal. If you go on the company website and enter the unique product code for the purse you’ve bought, you can trace back to the source of the leather it’s made from. So you get to find out exactly where this piece of leather was originally destined for.

Isn’t that a nice idea…and one that I’m sure could be copied by anyone producing products from recycled materials, or indeed selling second hand goods. Perhaps this idea could be extended and adapted to other businesses too.

What could you tell your customers on your website about the material that went into their product or the people who made it for them? Worth giving some thought to I think

Do Something Boring

We spend a lot of time telling you about interesting and novel business idea here, and you can certainly make money with those. But here’s an alternative for you – do something boring instead!

I’ve met so many people, living exotic and interesting lifestyles, whose means of achieving it were anything but. Waste management specialists, paint manufactures, engineering company owners, building materials suppliers, packaging manufacturers, toilet roll makers, janitorial supplies companies. All things that people need and want, but not sexy in the least.

I’m not suggesting you discount the possibility of making money from something cutting edge and cool, but rather that you keep your mind open to the alternative. Make money from something boring that you know people want and need.

Today’s National Day  

NATIONAL PROSECCO DAY !

PUBLISHERS NOTICE  

Welcome To Your Very Own Money Machine…

For Full Details Click Here

  All the best for now 

  John Goldsmith

I’ve noticed that after the weekend, our office is always several degrees colder than it is later in the week, even though the heating has been left on. Increased computer activity plays a part, but so does human activity. The staff come into the office, they give off body heat and it warms the building. 

 Now this is happening everywhere. The amount of heat energy given off by the population must be huge. So is there a way to harness it? It turns out that there is. 

Over 200,000 people pass through Stockholme’s Central station each day. Jernhusen, a property company given the job of remodelling the station, have come up with a way of transferring the heat generated by all these people to an office building across the road.

The stations ventilation system includes heat exchangers which convert all this heat energy into hot water. It’s reported that the result is a 25% reduction in the buildings energy costs.

Needless to say, green energy is on everyone’s agenda at the moment, and initiatives like this are likely to be on the increase. Perhaps something to invest in, or even participate in for those with the skills and resources.

The Folly Of Fame

The internet age has thrown up something never seen before, businesses set up with little or no thought to revenue and profits. The success of companies like Twitter and Facebook has caused a lot of would-be entrepreneurs to take their eye off the ball. They are exceptions. For most of us, we have to focus on making a profit. 

Likes, views, members, users, followers and friends are fine but they don’t pay for groceries. At some point – and preferably from day one – you need to develop a very clear idea how any ‘fame’ you’re able to create, will convert into money in the bank. If it won’t convert into cash, you don’t have a business – you have a hobby. 

Today’s National Day  

NATIONAL UNDERWEAR DAY !

PUBLISHERS NOTICE  

Welcome To Your Very Own Money Machine…

For Full Details Click Here

  All the best for now 

  John Goldsmith

People are spending an increasing amount if their time online at sites like Facebook and Twitter. Much of their social life now takes place in the virtual world, but that doesn’t mean that they’ve dispensed with the physical world (and physical products altogether).

In fact there’s a growing market for products and services which form a link between the on and off line worlds.

Facebook users can already use their online content to make tangible products like mugs, photo albums and notebooks. A recent addition to what’s possible is Social book, which is a hardcopy 8.5”x 11.5” book cataloguing the buyers Facebook history and content.

The need and desire to convert online content into a tangible real-world product is a trend that is likely to grow. So how might you help people to bridge the gap between the real and virtual worlds?

Tantalising Toes

False finger nails are an established product, but what about toes? Six years ago, Maria Bariles dropped a box on her foot and lost her big toenail. It was summer and she wanted to wear open toed shoes.

She came up with the idea of using an adhesive which could be painted along be painted along with the rest of her toenails. This was the start of her business, Nail Creations – Appealing While Healing.

There must be a lot of woman in this position. Even if they haven’t lost a nail, they may be unhappy with the look or shape of them. I don’t know how well this problem is catered for here in the UK (Maria Bariles business is in the US), but it could be worthy of further investigation.

Today’s National Day  

NATIONAL GEORGIA DAY !

PUBLISHERS NOTICE  

Welcome To Your Very Own Money Machine…

For Full Details Click Here

  All the best for now 

  John Goldsmith

If you could buy £1 coins for 80p, do you think you’d make money? Of course you would, but who would be foolish enough to sell you £1 coins for 80p. Well before you answer, consider the following story from Havana, Cuba. 

 Alongside the queue for one of the busiest bus routes in town is a man with a large tin box, and he is buying 1 peso notes for 80 cents. He has plenty of customers. Why? Well the bus fare is 40 cents, but you can’t get change.

So if you don’t have the exact money, the only alternative is to put in the whole peso…60 cents more than is required. By accepting 80 cents for the peso, passengers are able to save 40 cents while the vendor makes 20 cents.  

There are a couple of lessons here I think: 

If the circumstances fall into place, it’s often possible to persuade people to do some totally counter-intuitive things.

You can find some pretty astonishing win-win deals if you think outside of the box.

Better Beetroot 

I’ve read a number of reports recently, about the health benefits of beetroot juice. But I haven’t bought any because I really don’t like the taste. Perhaps Unbeetable provide a solution.

The US based company manufacture a Beetroot based drink which they say has all the health benefits, but with a much more palatable taste. There are a couple of things to take from this I think. 

Could you create your own ‘Better Beetroot’ product. If so, there could be a big UK market for it. 

Western consumers are increasingly health conscious, but the things that are good for us are rarely those that taste the best. There has to be a market for anyone who can produce an improved taste version of the things that are said to be good for us.

Today’s National Day  

NATIONAL BOOK LOVERS DAY!

PUBLISHERS NOTICE  

Dear Streetwise Customer, 

     This is not illegal. Perfectly legitimate. It’s all perfectly above-board. 


                                 Why isn’t everyone doing this? 


   I have no idea. Anyone can. You just need to be bothered. Anyone could, but most people don’t, because they either aren’t motivated, or don’t know how, or are too sceptical by nature to believe it’s possible. 


  If you find yourself having to live and work a little more remotely in the coming weeks and months then now is the time to take a look. 


  Available now for the first time as a fast digital download. 

  For more information on something that’s simple, and easy to use from the comfort of your own home CLICK HERE. 

  Very Best Wishes, 

  John Harrison
  Streetwise Publications 

P.S. This comes with a 100% cast iron money back
guarantee. There is absolutely no risk to you to take a look. 

www.streetwisenews.com/NARDL